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SITE VISITS

Stonetrust’s professional loss control engineers conduct scheduled on-site inspections and provide industry-specific safety recommendations to policyholders - all at no additional cost!  The risk control specialist will do physical inspections of the work areas and job sites to ensure safety measures are being followed and note ways in which safety can be improved.  He may sometimes visit a site to aid with loss reviews or claims investigations.

The specialist will review the employer’s safety program and make recommendations for improvement as well as suggest ways to comply with State Workers’ Compensation Laws or federal standards, e.g. OSHA.

When our loss control engineer makes a job site inspection, he determines if the employer does the following:

• Obtains employment applications and checks references. Hiring the proper individual for a position will go a long way toward having and maintaining a safe working environment.
• Provides a job description as to what is expected of the employee. Include the consequences should an employee violate any of the safety rules.
• Provides training, either on-the-job or formal sessions, with documentation.
• Has a written drug policy. This will help should a claim be taken to court.
• Conducts and documents regular safety meetings.
• Provides protective equipment such as safety glasses, hard hats, gloves, respirators, fall protection equipment, steel toe shoes, and earplugs and ensures they are utilized properly.
• Erects scaffolds correctly with sound footings, hand rails, and secures them to prevent turnover.
• Assures that tools and equipment, such as ladders, are in good condition and well maintained. Guard should be provided on rotating equipment.
• Makes sure seat belts are utilized by operators of all vehicles.
• Keeps the work area clean and orderly. Good housekeeping is extremely important in order to prevent accidents and fires.
• Analyzes any accidents that do happen and examines procedures that could be used to prevent a recurrence in the future.