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LOSS CONTROL SITE VISIT SERVICE APPROACH

Stonetrust’s professional Loss Control Consultants conduct scheduled on-site surveys and provide industry-specific recommendations to policyholders – all at no additional cost to the insured! These specialists will complete a detailed evaluation of the insured’s work operations and loss control processes, observation of the various work areas in process and/or job sites to ensure applicable loss control measures are being followed and note ways in which they can be improved. They may also visit sites to assist with identifying loss trends or possible corrective actions associated with specific account losses/claims.

Our consultants will review the employer’s safety program and make recommendations for improvement as well as suggest ways to address State Workers’ Compensation Laws or federal standards as well as have the ability to provide OSHA outreach training classes.

When our Loss Control Consultants complete a site survey visit, they determine as applicable if the employer does the following:

• Obtains employment applications and checks references. Hiring the proper individual for a position will go a long way toward having and maintaining a safe working environment.
• Provides a job description as to what is expected of the employee. Include the consequences should an employee violate any of the safety rules.
• Provides training, either on-the-job or formal sessions, with documentation.
• Has a written drug policy. This will help should a claim be taken to court.
• Conducts and documents regular safety meetings.
• Provides protective equipment such as safety glasses, hard hats, gloves, respirators, fall protection equipment, steel toe shoes, and earplugs and ensures they are utilized properly.
• Erects scaffolds correctly with sound footings, hand rails, and secures them to prevent turnover.
• Assures tools and equipment, such as ladders, power tools, cords, equipment guards, etc., are in good condition and well maintained.
• Makes sure seat belts are utilized by operators of all vehicles.
• Keeps the work area clean and orderly. Good housekeeping is extremely important in order to prevent accidents and fires.
• Analyzes any accidents that do happen and examines procedures (corrective actions) that could be implemented to prevent a future recurrence.

After completing location visits, the Stonetrust Loss Control Consultant will provide a written letter to the employer’s contact detailing the employer’s current safety and loss control needs.